Introducing the Granite RATS....

Tue 03 November 2015

Have high costs and too many choices put you off starting saving for your pension? Well don't be put off any longer, the Granite RATS is here!

Have high costs and too many choices put you off starting saving for your pension? Well don't be put off any longer, the Granite RATS is here!

Collenette Jones and Crossways Trustees Limited are delighted to announce the introduction of an affordable new Guernsey pension scheme. It’s called the Granite RATS and is aimed at Bailiwick of Guernsey residents who want a simple, cost effective alternative to the more flexible and bespoke individual pension schemes that we currently offer. The Granite RATS invest only in a small number of funds managed by Ravenscroft Investment Management Limited and Ravenscroft Limited (collectively "Ravenscroft"). By restricting the investments and subsidising our costs with a share of Ravenscroft’s annual management charges we are able to keep fees to a minimum.

We think the key attraction of the Granite RATS is the advice that Crossways Trustees Limited and Collenette Jones can provide in making a member’s pension scheme as tax efficient as possible. We are delighted to answer any questions a member may have on how best to contribute funds to and withdraw funds from the scheme. After all, as well as providing a disciplined approach to saving for your retirement, a pension scheme is a tax savings scheme too. In our experience good tax advice is a service rarely provided with other low cost pension schemes.

Click here for the application form which explains how the scheme works and the different types of investments available. If you want to become a member then simply complete the form attached and post it to us at Crossways Centre, Braye Road, Vale, Guernsey GY3 5PH. If you have any questions please contact Paulina Batiste on 246324 or e-mail granite@cjco.gg.


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